About importance of auto insurance
Two main priorities in human life - freedom and confidence. The car so well makes a person free, so and insecure. The car, with all its virtues, is still a source of increased danger. Is there a way to make up for the loss of confidence, while not restricting freedom of context of car ownership? Yes there is. And it's called auto insurance.
Over the long history, mankind invented many schemes of life insurance and property. With the advent of cars a little more than a hundred years ago people began to apply the tools of insurance to these vehicles.
Vehicular traffic, as it were clearly not developed its rules and how they may be strictly adhered to, as a whole is quite unpredictable, and it is a good place for insurers. For the most part new to the insurance companies there is nothing - auto insurance is no different from other property insurance. Innovation was the insurance that, unlike a car, is intangible. It is the responsibility of the owner of the car. Responsibility for the actions that led to damage to someone else's vehicle or injury to health or lives of those, who were at this car at that time.
On a simple, common, language this insurance is called third party liability insurance. Insurance scheme is simple: the insurance company assumes the payment of expenses of the owner of the car that caused the damage of another vehicle. Payments go to pay for remediation of the affected car and if, together with the have suffered people, so the payments also go for medical services to restore their health.
Not so long ago, have been introduced such kinds of auto insurance as: compulsory and voluntary auto insurance. Besides, compulsory auto insurance must have every car owner. Insurance, of course, is an additional item of expenditures, about the same as the cost of fuel and car spare parts.
The cost of auto insurance is easy to calculate, for this you can use special insurance calculator, which is present at the site of any insurance company. Auto insurance is necessary, since it leads to an increased sense of certainty that is behind the wheel of a car. Of course, not everything is worked out in the laws on auto insurance, much more "raw" and it is not clear, but this is not a reason to ignore the benefits of this type of insurance.